Hi Brenda

This is an interesting topic, as this morning I have looked and it seems quite a grey area.  I have emailed my FA to clarify my critical illness.

Yes that’s what I thought, just wondered anyone tried or been successful? 

I think it's dependant on the Insurance Company. Most will only pay out on a claim for invasive rumours so if it's not grown into the lower levels of the tissues they won't pay out. It's my understanding that basal cell is rarely invasive and squamous cell is invasive only if it's left without treatment. Melanoma is usually invasive unless it's been caught very quickly and is 'in situ'. The only way to know if you can claim on your Critical Illness cover is to scour the small print or ring the company. Good luck,

Angie (melanoma patient)

Thanks Angie, am waiting see dermatologist for results and i do have critical illness through work so just wondered is it worth pursuing.  I suppose depends on what he tells me

brenda  

You any luck with clarification?

What Angie has said is correct, it all depends on how invasive it is.  I would wait for your results and then speak to your Insurance company.  Good luck.

Rachel